Debitum Network – Platform Introduction
Debitum Network is a peer-to-business / business-to-business platform that was founded in 2018 and is based in Riga. The portal offers investment in loans made exclusively to small businesses.
So far, EUR 55 million has been invested on Debitum, so it is a smaller platform. Statistics on the site report around 1,700 active investors, an average yield of 9% and an average maturity of just over 100 days. Detailed information on its performance as well as statistics in progress are released by Debitum on a quarterly basis as part of its interim reports (for 3Q2021 here).
The video below explains in simple terms how the platform works.
The individual loan originators (here called brokers) have nicely designed background pages, where you can find out not only an introduction to the originator, but also its basic numbers or what the loans are secured with. You can download a presentation or financial statements as well.
Among the functionalities of the Debitum Network is Autoinvest, which works by selecting one of the predefined strategies. There is no secondary market on the platform yet and the possibility to exit the investment early is only possible under relatively strict conditions. On Debitum you can invest in Euros and the minimum investment amount is 50,- Euros. The investor account is also limited, which can be opened with a minimum of 500,- Euros. Investors do not pay any fees. In addition to other collateral, the loans are secured by a buyback obligation in case of repayments delay of more than 90 days.
Debitum Network – Basic Overview
- Establishment: 2018
- Supported currencies: EUR
- Average interest rate: 9%
- Average maturity: 30 dní – 2 roky
- Minimal investment per participation: 50,- EUR
- Investor fees: X
- Auto Invest: ✔
- Secondary market: X
- Buyback obligation: ✔
- Option to sell participations prematurely: ✔
- Official website: https://debitum.network/en/
- Official blog: https://blog.debitum.network/
Debitum Network – People
Debitum Network – Experience and Investors Ratings
Debitum Network – Reviews and Other Links
Other relevant links:
- Youtube channel Debitum Network with an introduction of each loan originator
Did you know?
Debitum Network – Did you know?
Debitum Network – Downloads
Debitum Network – Bonus, promo code
The Debitum Network platform offers a one-time bonus of EUR 25 to new investors who register and invest at least EUR 1,000 on the platform. To claim the bonus, simply click through the unique link below. Or you can use the bonus code ZPBZT directly.
By registering you also support this project.
If you want to learn about active bonus campaigns or just to check if there is no better offer at the moment, write to us and we will be happy to to get back to you.
Debitum Network – Alternatives
This page was last updated on 11/2021.